Natomas

Natomas Homeowners and Home Buyers MUST Read

November 17th, 2008 categories: Natomas

Ntomas Flood Insurance Time is ticking for all homeowners in the Natomas area. Increased Flood insurance premiums will officially take effect on December 8, 2008. The maps have been redrawn by FEMA and Natomas will become an AE zone which means that flood insurance will be at a substantially higher cost after December 8th.

The deadline for Natomas homeowners and new home buyers purchasing a house in Natomas is December 8^th so make sure that you get your flood insurance before that date, otherwise you may be paying 3 times the amount you would today.

All federally backed home loans will require the homeowner and home buyer to have flood insurance and some private lenders, as well.

Don’t shop for flood insurance rates. The rates are federally set. There is only ONE rate and it must be paid in full. Flood insurance can not be paid in installments but you can put it on your credit card. Call your current homeowners insurance company and tell them you need flood insurance ASAP. Don’t become a victim, be pro-active as a responsible homeowner.

The great thing is that as long as you get your flood insurance BEFORE December 8, 2008 you will be “grandfathered” in. This means that no matter how much flood insurance goes up, or is re zoned you will only pay the current rate which is substantially lower than what it will be later. This applies ONLY as long as you stay current and pay your flood insurance policy each year, on time. If you sell your house or condo, the home buyer buying your home or condo can purchase your less expensive flood insurance policy. This will be a great coup for those homeowners selling their house or condos later.

I have to admit that I found the FEMA maps to be user-unfriendly. The instructions say to write in your street address on the left side of the FEMA Map Service Center, click the icon to view the map and then simply use the zoom tool to zoom into your neighborhood. Sounds simple but difficult to determine streets and neighborhoods.

I must say the Sac Bee didn’t do any better job but at least you can try to figure out where your neighborhood might be. According to the Sac Bee the following are the depths of flooding that would occur if the levees were to break.

Natomas 26 feet of water
North Sacramento 23 feet of water
W. Del Paso Heights 17 feet
Campus Commons 15 feet of water
River Park 15 feet of water
Land Park 11 feet of water
Pocket-Greenhaven 10 feet of water

This is nothing to mess around with, get your flood insurance while the costs are down and “grandfather” your payment for the home buyer that may come along to buy your house before the levee repairs are completed.

For further information, you can contact National Flood Services 1-800-637-3846

Click to see all Natomas homes for sale

Remember, you can click on Search for Homes and chose bank owned homes in all of the Sacramento and surrounding areas. Plenty of 1st time home buyers are approved and ready to buy one of these great deals.

If you like what you read here on Sacramento Real Estate Voice simply click and subscribe to get the latest articles sent to your email.

If you have a real estate question that you would like an answer to, be sure to check out and read what other home buyers and home sellers have asked and feel free to ask your Real Estate question by email. Perhaps, your question will be part of the next article featured on Sacramento REAL Estate Voice. Just ask the Realtor, Gena Riede.

Click Sacramento MLS where you can pick any community or city around Sacramento and see homes for sale.or simply click on the search icon and pick the area you are interested in finding a home or condo for sale in .

Sacramento Survived I-5

July 21st, 2008 categories: Natomas, Real Estate, Sacramento

I Survived I-5 Sacramento has been enduring the re-make of Interstate 5 which is widely traveled whether going to the Airport, Downtown or several neighboring communities and cities.

Here is your official T-shirt Sacramentans since you survived I-5. July 28th is the final target date for completion. No more signs saying south bound or north bound Interstate 5 is closed.

What a nightmare this has been. I know I tried avoiding I-5 and only used it when I had no alternative. Apparently, there were a lot of drivers that did the same since traffic was reduced by 50%. Betcha the neighborhoods are just as grateful that this major make-over is coming to an end. Everyone deserves a T-Shirt in Sacramento!

This was not just a mere re-surfacing job both northbound and southbound, it was an entire make-over. Two layers were jacked up and new sewers were put down before the boat section between L and R were finished.

Then the final stage a polyester sealant was put down to finish up the work which is a tedious procedure and makes for a very smooth surface.

$33 million dollar job has been ongoing for 3 months and for those that had to travel I-5 each day, here is your virtual T-Shirt. Glad it’s over.

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Authored by Gena Riede | Discussion: 2 Comments »

First Time Home Buyers in Sacramento-Congratulations!

August 27th, 2007 categories: 1st Time Home Buyer, Elk Grove, Home Buyer, Natomas, Real Estate, Real Estate Tips, Sacramento

Take Care of Your Home Congratulations to all of the First Time Home Buyers!

This past week, Tabitha and Jacob moved into their new Beazer home in Natomas. It was a pleasure working with you both and getting the very best deal for the two of you. Who says you don’t need a Realtor to represent you when dealing with a Builder? That statement wouldn’t hold water with the two of you, would it?

And to Cheryl and David, enjoy your new home in Elk Grove, CA. It was a long time coming but it is yours and the excitement I saw in both of your faces was exhilarating. It was my pleasure to help find just the right home for the two of you and to introduce you to your new neighbors. It was fun taking that photo of you carrying Cheryl across the threshold… have you recovered???

Mark, I think we saw every house on the Real Estate market for sale. Mid-town is a great place and within walking distance to all of your shopping, restaurants and coffee shops. What a great old home you have with a full basement…not just one of those wanna be basements. You have a lot to live up to after finding out your front porch is the meeting place for all of the near-by neighbors to congregate. You’ll do great! And yes, I’ll pop-in for my special chair on your porch every now and then. Thank you so very much for the beautiful array of Shari’s Berries you sent to the office. I love them!

With all of the new First Time Homebuyers, I thought it might be important to reaffirm how important it is to treat your new home like a new born baby. Here are some helpful hints:

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Authored by | Discussion: 6 Comments »

Natomas Living in Sacramento County

August 24th, 2007 categories: Natomas, Real Estate, Real Estate News

Natamos Park in Sacramento CA Welcome to Natomas, California in Sacramento County. If you are planning on moving or relocating to CA this is a great place to learn a little something about each of the areas and neighborhood real estate prior to deciding where you would like to live.

Whether buying or selling a house this is a great place to begin your Real Estate search.

Natomas is a great place that is close to Hwy 5 and Hwy 80 and just minutes from Downtown Sacramento. This area has expanded during the years and has several zip codes. There are newer homes as well as houses on the Sacramento River. There is a little something for everyone from Cape Cod looking houses to Contemporary homes as well as the lovely estates on the Sacramento River. If you never want to have a long commute to the airport, you might want to consider Natomas, just minutes to the Sacramento International Airport.

Students in Natomas are served by San Juan Unified School District and Natomas Unified School District.

Down below I will discuss each of the areas in Natomas and give you an opportunity to click on the Real Estate sunshine to see all the homes and condos for sale in each of the areas.

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Authored by Chris Hotz | Discussion: Comments »

Active Adult Communities Around Sacramento

March 20th, 2007 categories: El Dorado County, El Dorado Hills, Elk Grove, Folsom, Home Buyer, Natomas, Placer County, Real Estate, Real Estate News, Roseville, Sacramento, Sacramento County, Yolo County

Senior Many Baby Boomers are starting to look for Active Senior Communities and thinking about where to retire near Sacramento, CA.

Active Adult Communities or Retirement Communities for the 55+ and over group who are interested in living within an adult active community with age restrictions…here is a list of new and not so new to consider when thinking of a place to call home.

When you are ready, it would be my pleasure to help you with the purchase of your home in an active adult community. Here is a list of a few selected retirement areas with age restrictions. Be sure to read this great little article that I found on How to Retire Rich…are you prepared?

In Sacramento County

Folsom – Diamond Glen and Sun Country
Sacramento – Sun Meadows
Natomas – Heritage Park
Elk Grove – Lakeside Heritage

* New Active Adult Community

Del Webb is building a mini (no golf course, recreational center, fitness center, outdoor swimming pool and multi-purpose room) Del Webb in Elk Grove at Glenbrooke
This project will house 631 homes
Priced from $276,990 – $404,990
Square Feet from 1,257 to 2,252

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Authored by Gena Riede | Discussion: 14 Comments »