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Sacramento
Sacramento Survived I-5
July 21st, 2008 categories: Natomas, Real Estate, Sacramento
Sacramento has been enduring the re-make of Interstate 5 which is widely traveled whether going to the Airport, Downtown or several neighboring communities and cities.
Here is your official T-shirt Sacramentans since you survived I-5. July 28th is the final target date for completion. No more signs saying south bound or north bound Interstate 5 is closed.
What a nightmare this has been. I know I tried avoiding I-5 and only used it when I had no alternative. Apparently, there were a lot of drivers that did the same since traffic was reduced by 50%. Betcha the neighborhoods are just as grateful that this major make-over is coming to an end. Everyone deserves a T-Shirt in Sacramento!
This was not just a mere re-surfacing job both northbound and southbound, it was an entire make-over. Two layers were jacked up and new sewers were put down before the boat section between L and R were finished.
Then the final stage a polyester sealant was put down to finish up the work which is a tedious procedure and makes for a very smooth surface.
$33 million dollar job has been ongoing for 3 months and for those that had to travel I-5 each day, here is your virtual T-Shirt. Glad it’s over.
Which brings up a very good visual point. When looking at the photo below, in the middle is the Tower Bridge which connects Downtown Sacramento to West Sacramento.
Traveling north on I-5 takes you to the community of Natomas which is 10 minutes at most from Downtown and 5–7 minutes to Sacramento International Airport.
There are homes on the Sacramento River, older homes and newer built master-planned communities in Natomas. There is something for everyone when it comes to real estate.
Of course with all the new building you want to make sure that you are represented by a Realtor and not by the builder. So, if a new home is on your radar screen call your Realtor and have them take you to the new home subdivision.
Want to take a look at what homes are for sale in Natomas? Just click below for the area that you might like to find a house.
Click the link to see homes for sale in 95835
Click the link to see homes for sale in 95834
Click the link to see homes for sale in 95833
Click the link to see homes for sale on the river in 95837
If you like what you read here on Sacramento Real Estate Voice simply click and subscribe 
to get the latest articles sent to your email.
If you have a Real Estate question, check out 
and read what other home buyers and home sellers have asked.
Other Articles of Interest:
First Time Home Buyers in Sacramento Congratulations
Natomas Living in Sacramento County
Active Adult Communities Around Sacramento
Take A Spin Around Sacramento California
| Discussion: Comments »
The Home Buyer Offer that Went No Where
July 14th, 2008 categories: Real Estate Tips, Sacramento, Seller
Real Estate is serious business. Making sure that you have a Realtor who knows the real estate market and how to price homes is essential when buying and selling a house or condo.
Recently, my home buyers wrote an offer on a house for sale in the Sacramento area.
This sale was a “regular sale,” meaning it was not a Short sale nor a Foreclosure, bank owned REO. Just a normal sale as listed in the MLS.
When taking a look at the tax records for this house, it appeared that the listing price was a little under what the seller owed on the house when all of escrow fees would be paid.
However, it is not uncommon to see sellers go to the table (table-meaning go to Title and sign) with the remaining cash owed to the bank in order to save their credit.
It was difficult to talk to the listing agent who did not return phone calls so the home buyer’s offer was sent. In the contract there is a page where the home buyer addresses when they want the seller to answer their offer. By contract, it is important for the seller to respond to the home buyer’s offer in a timely manner.
Otherwise, there is no point in having a contract…you need to abide by the contract and follow it. Time is of the essence.
Unfortunately, this did not occur. The timeline was ignored. Remember, this is not a bank that the home buyer’s offer was being sent to, it was a seller through their agent on a regular home sale.
After many phone calls it became obvious there was a problem. Not only did the agent not return phone calls but when agent did communicate, I was told that the offer had been sent via email and the seller didn’t understand the offer.
No kidding! It is important that the listing agent provide the seller with a net sheet showing all of the fees and the bottom line of what the seller will net in the sale of the house and this should be done in person.
Click the highlighted link to view a sample of a what a Home Seller Net Sheet.
At this point you are probably wondering if the seller was living out of town, no the seller was within a short 10 minute drive.
When I was told that the seller was not very motivated, I asked the “big” question. “Is your seller upside down on this sale?” The answer that I got was shocking. “I don’t know,” said the agent.
It is so important that when you hire someone to sell your house or condo that you make sure that the agent knows how much you owe and any prepayment penalties that might occur once you pay off the loan. If the sale of your house is close to what you owe, are you willing to pay the difference in order to keep your credit standing? If not, then you need to discuss the possibility of a short sale with your agent.
Don’t just put up stupid prices and then change them. Remember, the house has to appraise.
The end of this story is that while all of this was going on, my home buyers found another house and they were accepted before the previous offer ever even responded. It all turned out for the best with a better house for my home buyers.
When we finally did get a response in the form of an email, it was not to accept our offer. When looking at the MLS I noticed that the listing agent increased the price of the house by $5,000.00 from our original offer. Now, why they did not counter…is beyond me.
No counter, no nothing. Certainly, left us scratching our heads. This will be a house that I will follow to see what actually happens in the end. I have a strong feeling that this is house will end up a Short Sale without the seller or the listing agent realizing it.
It is so important to price your house for sale correctly and for the listing agent to return phone calls especially when you have home buyers who are willing and able to buy your house.
When deciding who should list your house, I recommend that as a seller make sure that your agent provides you with a net sheet before listing your house. You need to know if you are upside down on what is owed on your house and be given the opportunity of knowing what the real estate market indicates that your house will sell for before you list your house for sale.
To sum up, here are some key elements to keep in mind when you list your house for sale:
- Provide your agent with balances on your mortgage loan(s)
- Provide your agent with the terms of your mortgage loan(s)
- Have the agent provide you with a net sheet
- Have the agent provide you with a CMA (comparative market analysis)
- Have your agent sit down and explain all offers in detail and provide a net sheet with each offer
- Make sure that you hire an agent that communicates and returns phone calls
Most importantly, hire someone that knows what they are doing. Your house is more than likely the largest asset that you have and you deserve to have good representation.
If you like what you read here on Sacramento Real Estate Voice simply click and subscribe to get the latest articles sent to your email.
If you have a real estate question that you would like an answer to be sure to check out and read what other home buyers and home sellers have asked or feel free to ask your Real Estate question by email.
And of course if you are interested in buying a home or condo or selling your home or condo, feel free to contact me and lets talk.
Other Seller Related Articles:
What Do Home Prices and Gas Prices Have in Common
Dress Your Home to Sell-Inside Home Seller Tips
Dress Your Home to Sell-Outside Home Seller Tips
What Every Home Seller Should Know
| Discussion: 2 Comments »
A Slice of Perfection in Tempe AZ
July 9th, 2008 categories: Real Estate, Sacramento
Are you a home buyer relocating to Tempe, Arizona from the Sacramento area? Perhaps, you have a son or daughter who will be attending ASU.
There is a gorgeous 2 Bedroom townhouse that is move-in ready for you that you might want to consider.
This prime piece of Arizona real estate for sale is in an excellent location, close to all major cities with easy access in all directions.
Did you check out the beautiful winding staircase? This townhouse is for the discerning buyer who appreciates living at its best.
A past Sacramento homeowner and past client of mine who moved to Tempe, Az a few years ago contacted me about selling her Townhome at 2333 East Southern Ave., in Tempe, AZ and needed a good Realtor.
It is always such a compliment when a previous client who has moved out of state continues to rely on my real estate expertise and keeps in touch. So, it is with great pleasure that I bring to Sacramento real estate this Tempe, AZ Townhome for sale.
Due to a new job, the owner will be moving to a location out of Arizona so after all the upgrades and getting this 2 Bedroom Townhouse just perfect, it is now for sale. To the delight of the home buyer they will find travertine kitchen counters, stone sink, ceramic tile bath and pergo flooring that exudes designer touches.
What is so fabulous about this Townhouse is that it is only 15 minutes from Phoenix, Scottsdale and Chandler and adjacent to Mesa, AZ. Being so centrally located with easy access to the freeway, close to Downtown Phoenix, shopping, the airport, hospitals and ASU makes this a prime location.
Location, location, location! Can you believe what an easy commute in all directions this property is?
The Townhouse complex at Hudson Trace has beautiful grounds that are well maintained with amenities such as a pool, spa, barbecues and gym.
Best of all this Townhome at 2333 East Southern Ave., Tempe AZ is for sale for a mere $159,000.
Click the link to see a video of Tempe Townhouse for sale and give Teri Ellis, Realtor with Homes Arizona a call at (480) 216–3334 to buy this slice of perfection that is currently for sale.
It’s nice to support other Realtors and especially past clients who became friends…so it is my pleasure to showcase this Townhome for sale in Tempe, AZ here on Sacramento Real Estate Voice for those who may be relocating to Arizona.
If you are thinking of relocating as a home buyer to the Sacramento area or simply considering selling your house, be sure to check a FREE Sacramento MLS of homes for sale.
If you like what you read here on Sacramento Real Estate Voice simply click and subscribe to get the latest articles sent to your email.
If you have a real estate question that you would like an answer to be sure to check out and read what other home buyers and home sellers have asked or feel free to ask your Real Estate question by email.
Other Great Sacramento Articles:
What Do Home Prices and Gas Prices Have in Common?
What Are The Great Neighborhoods?
Downtown Sacramento Homes for Sale Going Green
Midtown Living in Downtown Sacramento
Land Park Home of the Best Neighborhood Park!
Land Park, An Outstanding Neighborhood in Sacramento
Take a Spin Around Sacramento California
| Discussion: 2 Comments »
Where Are Fireworks Around Sacramento?
June 30th, 2008 categories: Fun Things, Sacramento
Sacramento will be celebrating 4th of July 2008…all over the Sacramento County area with spectacular shows. In honor of our fallen heros and those serving our Country it only seems befitting for each of us to display the American flag at our homes. It would be great to see each home owner, apartment dweller and renter in Sacramento displaying our American flag.
This year with all the fires throughout our great state of California and having to breathe the smoke-filled air over the past few weeks, please let the professionals handle the fireworks. We don’t need any additional, accidental fires…
Below is a list of professional firework displays for your July 4th Celebration (for more detail information just click on the highlighted link for each City since several have all day events that would be fun to attend):
Have a safe and fun July 4th! Happy Independence Day!
Sacramento, CA
Cal Expo and the City and County of Sacramento
July 4, 2008 Cal Expo will again put on the largest display of fireworks beginning at 9:30 p.m…gates open at 6:00 p.m. Free admission, $8 parking fee. You are encouraged to bring lawn chairs and blankets.
Carmichael, CA
July 4th Parade starts are 10:30 am, come for the fun and food. Fireworks will display at La Sierra Community Center around 9 p.m.
Citrus Heights, CA
Fireworks is held at Sunrise Mall begin at 7:30 pm with live music and 3-D glasses to view the fireworks starting at 9:40 pm .
Elk Grove, CA
Salute to Red, White & Blue at Elk Grove Regional Park at 9:45 pm is a favorite all day event with food, games, vendors and just plain fun.
Folsom, CA
fireworks at Pro Rodeo in the Dan Russel Arena nightly from July 3-5, 2008. All other firework displays cancelled
Rancho Cordova, CA
will celebrate at Hagan Park with 2 days of fun, parades, food, concerts ending with fireworks displays both Friday, July 4th and Saturday, July 5th.
Due to the extreme fire danger many of the County’s have restrictions in place and some have even banned the road-side fireworks being used in their respective areas. Be sure to check out whether or not you can use fireworks prior to purchasing them.
It’s best this year with all the many fires throughout California to leave the fireworks to the professionals and just sit back and enjoy.
South Lake Tahoe
will be having Lights on the Lake .
North Shore at Lake Tahoe
Squaw Valley Fireworks Extravaganza, July 3, 2008 at 9:00 pm and Kings Beach on Lake Tahoe’s North Shore, Tuesday July 3, 2008 at 9:00 pm
Tahoe City’s July 4th Celebration begins at 9:30 pm at Commons Beach
Incline Village celebrates Red, White and Tahoe Blue starting July 2-4 at the Village Green
Truckee, July 4th hometown parade starts at 10 am and fireworks at 9:00 pm at Donner Lakes West End Beach (beach access is limited to homeowners & local residents)
PLACER COUNTY Fireworks
Auburn, CA
Gold Country Fairgrounds appears at this time not to have fireworks this year
Lincoln, CA
“America the Beautiful” parade starts at 9:00 am on D Street
Rotary Club Beer Garden & BBQ from 11:00 am till 9:00pm at McBean Park (just off Hwy 65 and Route 193 in the heart of Downtown Lincoln
Miss Lincoln pageant, pony rides, petting zoo, train rides, bands and of course food are just some of the fun things to do July 4th in Lincoln at McBean Park
Fireworks show starts at 9:30 pm
Roseville, CA
Start off your July 4th celebration in Downtown Historic Roseville with an early morning 10:00 a.m. parade that ends at Royer Park for loads of fun, food and games from 11:00-2:00 p.m.
Then high tail on over to Placer County Fairgrounds for the 9:30 pm July 4th Fireworks show.
Yolo County Fireworks
Davis, CA
will celebrate with a party at the Community Park with free swimming, vendor and entertainment will be present with fireworks kick off at 9:30 p.m.
If you like what you read here on Sacramento Real Estate Voice and want to know what fun things there are to do in and around Sacramento as well as keep up with sacramento real estate simply click and subscribe to get the latest articles sent to your email.
Click on the search icon and pick the area you are interested in finding a home or condo for sale in and around the Sacramento area 
.
| Discussion: Comments »
Want to Be a TV Star?
June 25th, 2008 categories: Home Buyer, Sacramento
Sacramento Real Estate Casting Call… 
This week Sacramento Real Estate Voice received a phone call from House Hunters from HGTV, a Pie Town Productions and Home and Garden Television show looking to shoot Sacramento home buyers.
It takes about 4–5 days of filming which can be broken up into weeks or months depending on everyone’s availability. And yes, there is a nice check for you after taping.
HGTV is looking to interested in the actual house hunt, the neighborhood, home prices, sizes, the home buyers likes and dislikes along with information about their Realtor.
It sounds like a lot fun and of course your chance to be on television. Specifically, HGTV, House Hunters is looking to produce a show on a “green home” and or a million dollar plus property for television.
I have the specifics of what is required and can certainly speak with you about the process. Want to view a House Hunter TV episode, just click on home buyers find house for sale.
Calling all Sacramento Home Buyers, Granite Bay Home Buyers, El Dorado Hills Home Buyers, Roseville Home Buyers and Downtown Sacramento Home Buyers.
If this sounds like something that you might be interested in doing, please contact me and let’s make it happen. And of course, let’s get you the home you want to buy. That’s a primary goal.
If you like what you read here on Sacramento Real Estate Voice simply click and subscribe to get the latest articles sent to your email.
If you are interested in looking at homes for sale, be sure to click on the City that interests you here are a few to start you off.
Carmichael MLS- Carmichael, CA Homes for sale
Elk Grove MLS- Elk Grove CA homes for sale
Fair Oaks MLS- Fair Oaks, CA homes for sale
Folsom MLS- Folsom, CA homes for sale
Granite Bay MLS- Granite Bay homes for sale
Roseville MLS- Roseville homes for sale
Sacramento MLS where you can pick any other community or city around Sacramento to see homes for sale.
or simply click on the search icon and pick the area you are interested in finding a home or condo for sale in .
I’m just a phone call away, so let’s get started and find your piece of paradise to call home.
| Discussion: Comments »
Sacramento Real Estate Has Double Delight Giving to Home Buyers
June 20th, 2008 categories: Home Buyer, Real Estate, Sacramento
Sacramento Real Estate Voice has had a wonderful week. The best part of helping home buyers besides finding just the right house is handing over the keys to the home buyer’s new HOME.
This week was no exception. I love preparing a home buyer’s basket of goodies and presenting them their gift along with their keys.
It always seems like a very long process of waiting once the we all go to Title to sign the documents from the bank.
The bank usually takes anywhere from 24–48 hours before approving all the documents. Then, I get a call from the Title company who says, “the loan has been funded.” This means, that the bank has sent the money to the Title company for the house. At that point the long awaited words are anticipated…the phone rings and voila, “we are on record!” Those are glorious words to a Realtor. Now, the house has recorded and I can gather my gifts, go to the house and prepare to await the arrival of the new homeowners.
There is nothing like being able to say, “welcome home.” This is the very best part of real estate and why I love what I do…helping home buyers find their new home. This week I got to do that twice so it was double delight.
Now, on to helping the next group of home buyers, finding just the right house for sale, getting accepted, awaiting the close of escrow and longing to give them the home buyer’s their new home.
If you would like to know more about my character and experience be sure to read my mission statement, goals and what Sacramento Real Estate Voice is all about.
If you would like to view all the homes for sale in Sacramento county, Placer county, El Dorado county and Yolo county feel free to examine my free MLS of homes for sale and condos for sale.
If you are thinking of relocating as a home buyer or simply considering selling your house, be sure to check a FREE Sacramento MLS of homes for sale.
Other Articles:
When Should a First Time Home Buyer Buy a House?
First Time Home Buyers in Sacramento-Congratulations!
Home Buyer in Sacramento Buying in Granite Bay Speaks Up
What Does a Realtor Do When I Want to See A House or Condo?
First Time Homebuyers Check-Off List – Part II – Write An Offer
First Time Homebuyer’s Check-Off List – Part I
Why is Buying a House Stressful?
| Discussion: Comments »
What Do Home Prices and Gas Prices Have in Common?
June 18th, 2008 categories: Real Estate Tips, Sacramento, Seller
Ever wondered why your house isn’t selling?
Think your house should be more money than your neighbors?
In today’s Real Estate market, it is key to have your house priced correctly from the start.
Don’t make the mistake of over pricing your home. That’s what we call in the real estate business, “chasing the market.”
Running after the market is disastrous, you never catch-up and are always behind. Which means you are overpriced.
When thinking about pricing your house, think about an intersection where there are four gas stations, one each corner. Which one do you think you will pull into? Yep, the one with the lowest price.
The home buyers are thinking the same way. Home buyers are looking for houses in move-in condition that are priced correctly. Their professional full time realtor is quick to tell the home buyer if a house is overpriced for a neighborhood.
Be sure to listen to your Realtor when they counsel you on an appropriate price for your home. They have the experience and the know-how to back-up the asking price for your house.
An overpriced listing is not shown or may be shown in order to make a point to a home buyer that the house down the street is priced correctly. Guess who sells?
Yes, it’s a home buyers real estate market and your price needs to reflect that. Most home sellers are also paying the closing costs now. It is much harder for a home buyer to qualify for a mortgage loan and interest rates are going up so if you need to sell, it’s important to be priced correctly and be willing to help the home buyer with closing costs.
If you should receive an offer from a home buyer who is obtaining a VA loan, remember that the VA appraiser will be looking for health and safety issues which the seller must repair or replace. There must be a section 1 clearance for Pest and the underwriter can call for the seller to pay for section 2, as well.
Be sure to have your home ready to place on the market for sale, for pointers be sure to check out Dress Your Home to Sell-Inside Home Seller Tips and Dress Your Home to Sell-Outside Home Seller Tips.
Who knows, I may be showing your home next. We have quite a few first time home buyers and home buyers relocating to Sacramento.
If you like what you read here on Sacramento Real Estate Voice simply click and subscribe to get the latest articles sent to your email.
If you have a real estate question that you would like an answer to be sure to check out and read what other home buyers and home sellers have asked or feel free to ask your Real Estate question by email.
And of course if you are interested in buying a home or condo or selling your home or condo, feel free to contact me and lets talk.
Other Articles of Interest:
Tips In Preparing Your Home For Sale
What Every Home Seller Should Know
Sellers, Do You Know What You Should Expect?
Zillow for a Zestimate…Yes or No?
| Discussion: 2 Comments »
Sacramento, the 8th Best City
June 16th, 2008 categories: Real Estate, Real Estate News, Sacramento
Congratulations, Sacramento we have been chosen one of the BEST cities to live in. Sacramento is ranked the 8th BEST City in the U.S. to live, work and play.
The cities were ranked according to strong economics, abundant jobs, reasonable cost of living with loads of fun things to do.
A bright future is in the cards for Sacramento with creative residents and those relocating to our area.
Creative people, do creative things and bring about change. Sacramento is fortunate to have scientists, engineers, architects, educators, writers, artists and entertainers who bring vitality and livability to Sacramento.
The second Saturday of each month brings about art in MidTown with a free bus that saves the walk from each stop along the art tour. We are blessed to have so many artists right here in Downtown Sacramento.
What better location with just a 90 minute trip to San Francisco, the wine country in Napa Valley and Lake Tahoe along with skiing in the Sierras.
Touted as one of the “10 sunniest cities” in the country and offering plenty of outdoor recreation from boating on the Sacramento River or American River to white water rafting , kayaking.
Along with all this sunshine comes dining outside at one of the 30 new restaurants in Downtown Sacramento along with museums and historic places to visit. Old Sac is just one of many historic venues, along with the Railroad museum and others.
With all that sun comes a lot of golf, outdoor art shows, farmers markets, boating, fishing and water skiing.
New jobs are coming into Sacramento from “clean energy” companies, government jobs, health and professional business services along with the redevelopment of the Downtown Railyards. 12,000 residential units with entertainment and retail shops on 240 acres in will also provide additional opportunities for businesses.
Although Sacramento took a big hit in Real Estate with a 35% drop since last year, the median price of a single family home dropped from $400,000 to $235,000 making more homes affordable for home buyers.
For those relocating to Sacramento, you will find that we are progressive, close to the ocean and to the Sierras along with affordable housing and innovative energy efficient homes and jobs.
If you like what you read here on Sacramento Real Estate Voice simply click and subscribe to get the latest articles sent to your email.
If you are thinking of relocating as a home buyer or simply considering selling your house, be sure to check a FREE Sacramento MLS of homes for sale.
Check out some of our Neighborhoods:
Affordable Neighborhood in Sacramento
What Are The Great Neighborhoods?
Downtown Sacramento Homes for Sale Going Green
Midtown Living in Downtown Sacramento
Curtis Park Homes in Sacramento
Carmichael California with Hot New Neighborhoods
River Park, A Secret Neighborhood in Sacramento
Take a Spin Around Sacramento California
Land Park Home of the Best Neighborhood Park!
Land Park, An Outstanding Neighborhood in Sacramento
Featured City, Elk Grove, California
Wilton California Country Living At Its Best
Rancho Murieta California Is A Secret
Fair Oaks, Quaint and Charming
Roseville California…Best Shopping, Dining and Living
Granite Bay California An Upscale Community
El Dorado Hills California Upscale
Cut Your Commute Time, Live in Cameron Park, CA
| Discussion: 1 Comment »
Sacramento Veterans Buying Home
June 9th, 2008 categories: Home Buyer, Mortgage, Sacramento
Won’t be long before my Sacramento home buyers close on the house they are buying in Sacramento.
Both buyers are Veterans and getting a VA loan. We have anxiously been awaiting the VA appraisal which is tougher than an FHA loan when it comes to the condition of the house.
Many of the bank owned properties we looked at for sale just wouldn’t cut the mustard for a VA loan. They had too many repairs and the bank was selling the properties “as is.”
Luckily, we found a house being sold by home sellers in Sacramento instead of bank owned or short sale homes for sale. After having a home inspection, where several items were found needing to be replaced and or repaired, the sellers agreed to fix most of items.
Now, the wait to see what if anything the VA appraiser finds fault with that needs to be fixed or replaced. VA appraisers look for items that fall within the health and safety concern. If the appraiser finds such items, the Seller is requested to fix or repair and if the Seller does not, then the contract is null and void. Without those items fixed, there can be no loan.
Although I feel confident that there will be no health and safety items found, the home buyers and I along with the Sellers are anxiously awaiting the VA appraisers results.
If all goes well, it will be just a couple of weeks and these lucky new Sacramento home buyers who relocated from Colorado will be swimming in their own backyard pool. I see lots of good memories to be had.
Since beginning this article, the VA appraiser has completed the appraisal and found no items meeting health and safety concerns so it’s now time for underwriting to get the loan documents prepared so that my VA home buyers can move-in to their new house.
With all the men and women returning from active duty, Sacramento will be seeing more and more VA mortgage loans to in the future. It is a pleasure to help those you have helped to make us all a little bit safer in this world.
If you like what you read here on Sacramento Real Estate Voice simply click and subscribe to get the latest articles sent to your email.
If you are thinking of relocating as a home buyer or simply considering selling your house, be sure to check a FREE Sacramento MLS of homes for sale.
Good Articles for Home Buyers:
When Should a First Time Home Buyer Buy a House?
First Time Homebuyers Should Take Advantage of the Buyers Market
New Home Buyer Information You Need to Read
What Does A Realtor Do When I Want to See A House or Condo?
First Time Homebuyers Check-Off List– Part II Write an Offer
Fist Time Homebuyer’s Check-off List-Part I
Why is Buying A House Stressful?
| Discussion: 2 Comments »
Sacramento Real Estate Speaks Up
June 4th, 2008 categories: Real Estate, Sacramento
Sacramento, what are your thoughts about Real Estate? Do you feel a little overwhelmed?
Mortgage fraud, real estate fraud, real estate scams, mortgage scams, foreclosure help scams
Foreclosure signs, abandoned homes, short sales, home auctions oh my gosh.
Does it ever end?
Sorry to rehash what is happening in real estate and how it is effecting each and every one of us but thats my job. I say it the way it is.
For some its a good time to buy a house, for others it is not. If you plan on living in the house for at least 5-7 years than yes, its a good time to buy. Real Estate will go back to a normal equity building time period.
While writing this article this evening, a man called who has not seen a lender. Considering how important a loan is, it amazes me that so many home buyers still don’t seek nor ask about a mortgage loan before viewing houses.
Home mortgage loans are changing. Lending and loan programs are changing. Unless you are paying cash for a house or condo, you need to go through the prequalification steps with a reputable lender. You need to know if you qualify, how much you qualify for and most importantly, what the terms of the loan programs are that you would qualify for.
PLEASE read, What are the ABCs of Buying a House (or condo for that matter).
Here on Sacramento Real Estate Voice, I write real estate related information that hopefully, helps the reader
- the home buyer
- the home seller
- the homeowner
- the renter
- the student
- the investor
to better understand home buying, house selling, and mortgage loans so that we don’t ever experience as many foreclosures, loan fraud and basically home buyers buying who can’t afford to buy.
There are new home builders who have taken bankruptcy and new subdivisions half built. Liens are being placed on these new homeowners and subdivisions are only one third built-out. Home builders are trying to lure the home buyer by offering furniture instead of cutting the price of the houses and condos further down.
Recently, a woman who lost her home to foreclosure emailed and shared the difficulty she is experiencing while searching for rentals within the same area that she use to live in and that her children went to school in.
Here are her words
“I was then informed close to 30 days later that they did not accept tenants with foreclosures.”
Wish I knew when all this will turn around. What I do know is that each one of us, needs to be more neighborly. With all the negativity, we need to generate a little positivity.
That gets me thinking about what we can all do that’s positive. Get to know our neighbors. Become more neighborly. There is probably someone on your street that could use a helping hand. Stretch a welcoming hand, you might need it someday.
This is a time when neighbors need to know neighbors.
This is a time to extend a helping hand.
This is a time that we need to be all we can be.
What can you do to help in your neighborhood?
If you like what you read here on Sacramento Real Estate Voice simply click and subscribe to get the latest articles sent to your email.
If you have a Real Estate question, check out and read what other home buyers and home sellers have asked.
Feel free to ask your Real Estate question by email.
Other Helpful Articles:
Sacramento Real Estate, Prepare for the Eye of the Storm
The Lights Have Gone Out For Many in Foreclosure
Do You Understand Foreclosure?
Sacramento Real Estate Writes Letter to All Banks
Sacramento County Foreclosures
Real Estate is NOT just a House
| Discussion: Comments »
Real Estate Resources
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