Real Estate Tips
Did You Check Your Property Tax Bill?
November 6th, 2009 categories: Real Estate Tips, Sacramento Real Estate Videos
Sacramento,CA
As a Sacramento homeowner it is vital that you check your Property Tax bill. Mistakes are made and believe it or not, if you overpay your taxes for years you may not get reimbursed for what the County feels is your responsibility. I have seen it happen and it’s not a pretty sight!
Don’t assume your property tax bill is correct…you know what they say about that word, ASSume.
So, all of you new home buyers be sure to double check each year, the statement that you get from the County Assessor’s office and make sure that your taxes are correct. Even though the County does send your new tax assessment to your bank, it is still your responsibility to make sure those taxes are paid so double check with your mortgage loan servicer that they have your up-to-date property tax bill.
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Sacramento Homeowners Survive Storm
October 14th, 2009 categories: Real Estate Tips
Sacramento survived the Biggest Storm yesterday with few outages, the boat section of highway 5 flooded again and trees down in the City of Trees. I understand quite a few tree branches went down in Midtown Sacramento and damaged cars parked along the street.
We were resilient even with those 45 mile an hour winds and down pour.
You may be sighing a relief that you made it through this one but when the sun shines this weekend, make sure that you clean those gutters out. With the trees full of leaves an the wind howling through the branches, this means your gutters are more than likely full again.
Before the next rain make sure your gutters are clean. My guess is that we probably will need to clean them a couple more times this year, unfortunately. This will help assure that you don’t end up with any damage.
We will be back in the 70’s with the sun shining and ready for home buyers to view homes for sale throughout the Sacramento area. There are some great buys and of course interest rates are fabulous for the home buyers today.
There is still hope that Congress will extend the home buyer tax credit. Under the current policy you must close on a house or condo by November 30th in order to take advantage of the tax credit as it stand right now.
While looking at MLS today I see there are plenty of homes for sale all over the Sacramento area. Here are just a few of the homes for sale:
383 Arden Arcade homes for sale
277 Land Park, Greenhaven and Curtis Park homes for sale
104 Midtown Downtown Sacramento homes for sale
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. As a Certified Distressed Property Expert, I am here to help you avoid foreclosure. Let’s talk and see if you qualify for a Short Sale. Your Short Sale agent.If you have a real estate question that you would like an answer to by Gena Riede, Sacramento Realtor ® specializing in helping home buyers and home sellers be sure to check out 
and read what other home buyers and home sellers have asked and feel free to ask your Real Estate question by email. Perhaps, your question will be part of the next article featured on Sacramento REAL Estate Voice
Other Related Articles:
Sacramento Realtor Shares A GREAT Secret
Now That You Have A Home, Are You Remodeling?
Sacramento Real Estate Shares Money Saving Tips
How To Take Care of Your Home in the Winter
Kitchen Tip Everyone Needs To Read
Sacramento Homeowner Tip For Updating Your House
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Sacramento Realtor Shares A GREAT Secret
October 5th, 2009 categories: Fun Things, Real Estate Tips, Remodel
Sacramento, CA
As a Sacramento Realtor, I can’t begin to tell you how many times I have been in homes where the homeowner thought they knew how to paint.
Paint on the ceiling, the edges bleed through to the other side of the wall and switch plates are full of paint…oh what a mess it is.
This may be something that as a homeowner you can live with, but a home buyer sees all these imperfections. And it makes selling your house that much harder.
So, today I thought I would give everyone especially my Sacramento Home Buyers and new homeowners as well as Sacramento home sellers a tip to help make your paint job truly look professional.
This #1 paint tip is called Frog Tape. Much better than the old masking tape which didn’t work. Frog tape has a paint block so that when latex paint comes in contact with the tape, it creates a micro-barrier which seals the edges. Then, your paint job doesn’t seep through where it shouldn’t. YEAH, no more bleeding through and your room will look like a professional did it!
Frog Tape can be purchased at Lowes, Sherwin Williams and East Sac Hardware on Folsom Blvd., ACE Hardware and on Amazon.com
No more excuses for a messy job!
If you like what you read here on Sacramento Real Estate Voice simply click and subscribe to get the latest articles sent to your email.
.If you have a real estate question that you would like an answer to by Gena Riede, Sacramento Realtor ® specializing in helping home buyers and home sellers be sure to check out and read what other home buyers and home sellers have asked and feel free to ask your Real Estate question by email. Perhaps, your question will be part of the next article featured on Sacramento REAL Estate Voice
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No, You CAN'T Buy That House!
September 29th, 2009 categories: Real Estate Tips
Sacramento, CA
If you are a Sacramento home buyer you may have been told by your Sacramento Realtor that you can’t buy that house.
There is a very good reason…it’s called the 90 Day Rule.
Now, you ask, what is the 90 Day Rule. Good question. When a house has been purchased by an investor, fixed and or remodeled and FLIPPED, in other words a property that has transferred Title in the last 90 or even 180 days.
Bet you thought I was going to write about pancakes…well, I’ll leave it up to your imagination why I put a picture of pancakes here.
FHA will NOT loan money on one of these flipped homes for sale. Mortgage Insurance companies will no longer insure flipped property. It is very important that your Realtor know if a home or condo has been flipped before ever showing you the property.
If you want to buy a flipped property as an FHA buyer, you cannot write the contract until the 91st day. Click if you would like to read the ruling from HUD about Property Flipping
I am told that the only way to finance a flipped house or flipped condo is with 80% financing meaning the buyer puts a down payment of 20% and even then there are a lot of hoops to jump through.
Fannie Mae and Freddie Mac with a conventional loan do have the same rule about not loaning for flips but there are obstacles to overcome during the appraisal process when buying a flipped home for sale. You may find yourself paying for a second appraisal and a rigorous scrutiny of the appraisal.
Just remember, if you are getting an FHA loan you cannot buy one of this flipped homes for sale under any circumstances.
If you like what you read here on Sacramento Real Estate Voice simply click and subscribe to get the latest articles sent to your email.
.If you have a real estate question that you would like an answer to by Gena Riede, Sacramento Realtor ® specializing in helping home buyers and home sellers be sure to check out and read what other home buyers and home sellers have asked and feel free to ask your Real Estate question by email. Perhaps, your question will be part of the next article featured on Sacramento REAL Estate Voice
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Now That You Have A Home, Are You Remodeling?
September 23rd, 2009 categories: Real Estate Tips, Remodel
Bathrooms are one of the top rooms to remodel and this year there are lots of different ways to go.
Many of my recent home buyers have bought homes in Natomas, Sacramento, West Sacramento, Folsom, Elk Grove, Granite Bay and Roseville, CA.
Along with buying a house comes along the joy of making it your home which usually means decorating and sometimes remodeling.
Recently, I visited one of my past home buyers and was astonished at all she has accomplished with the bank owned home she bought in Natomas. I absolutely loved the “lady lounge.” This new homeowner took the time and has made a bank owned house a “home.”
Getting back to some ideas for remodeling…
For those who love fish and always wanted a fish tank, the Fish ‘n Flush would certainly capture just what you might be looking for.
Certainly is a great “conversational piece.” It definitely is unique and most of your neighbors probably won’t have this ultimate aquarium/toilet by Aqua One. Can you imagine this in your guest bathroom?
Click for tips on choosing bathroom shower glass for showers.
As I show homes for sale I am always amazed when carpet is used for the bathroom flooring. Tile or bamboo flooring are alternatives that should be considered in the bath area.
Have you ever seen a shower tub? I know I hadn’t and it certainly is a great alternative for updating a bath room. This idea meets everyone’s need and if you are on a budget it just might fit the bill.
Hope you got some ideas to help make your house a home.
If you like what you read here on Sacramento Real Estate Voice simply click and subscribe to get the latest articles sent to your email.
.If you have a real estate question that you would like an answer to by Gena Riede, Sacramento Realtor ® specializing in helping home buyers and home sellers be sure to check out and read what other home buyers and home sellers have asked and feel free to ask your Real Estate question by email. Perhaps, your question will be part of the next article featured on Sacramento REAL Estate Voice
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